June 1, 2021

Phil, age 45, and Cindy, age 44, lived in a two-story home with their three young children. It was the Friday after Thanksgiving, and Phil decided to hang Christmas lights. He climbed his ladder and got on the highest part of his roof with his string of lights in tow. He walked across the roof to the peak of his home. Each year, he always thought, “what a great view from up here.” His plan was to connect the strands together and hang the lights to go in both directions, with the plug being the center point under the peak.

June 1, 2021

U.S. Route 91 went from Long Beach, California, to Alberta, Canada. In 1976, Nevada officially changed the name of Route 91 to Las Vegas Boulevard. Four of the miles on Las Vegas Boulevard go through downtown Las Vegas, where it is unofficially called The Strip. 38 years after the name change, Live Nation Entertainment put on their first country music concert in Las Vegas and titled the event: Route 91 Harvest. This concert event ran for four years before it came to a horrible end.

April 15, 2021

Joseph graduated high school and soon thereafter, was drafted during the Korean War. He often joked that due to his efforts, the North Korean Army knew not to invade the Florence area of northwest Italy where he was stationed. After serving his country, Joe came home, found a job and excelled. Noreen graduated high school, took a job in the city and commuted daily to Manhattan. They soon married, found a home and started their family in New York City.

April 15, 2021

Scott went for an early morning bike ride. He rotates his morning exercise as he prepares for an upcoming triathlon. When he got out of bed and went into his garage, back inside and asleep was his wife, Meghan, of 8 years, his 5-year-old son, and his 3-year-old daughter.

March 23, 2021

I just cringe whenever I hear the following from any financial advisor about life insurance: “I do complete financial planning for my clients, but I rarely sell life insurance.” “When I see the need for life insurance, I offer it to my clients.” “My clients already have life insurance, or they don’t need it.” “I don’t have a life insurance license, but when a client needs it, I refer them to an agent.” “I don’t sell life insurance anymore.”