BGA is an industry acronym for “Brokerage General Agency.” As a BGA, we wholesale life insurance products. This is what we do and who we are. As an independent Brokerage General Agency, we represent life insurance, long-term care, annuities, and disability products and solutions for insurance agents and financial planners.
If you are a licensed insurance agent, we are your solution. We bring to you the best carriers, their products, and provide everything your clients need. For an insurance agent, we bring the concepts, the products, the case management, support, and expertise to simplify your business. We're great at what we do and proud of our excellent reputation.
Personal or business protection, estate planning, risk management, wealth transfer, long-term care, and annuities, we structure your solutions with the best selections. We support you, we don't compete, and we only wholesale.

TERM LIFE
Protect what matters most, exactly when it
matters most
Ideal ages 20-60
Affordable - Simple - Time-based protection.

INDEXED UNIVERSAL LIFE
Grow your future while protecting your family,
power and protection in one plan
Ideal ages 30-70
Market-linked growth - Tax-advantaged cash - Lifelong coverage

UNIVERSAL LIFE
Flexible coverage that moves with your
life’s changes
Ideal ages 35-65
Flexible premiums - Adjustable benefits - Lifelong protection

WHOLE LIFE
Lifelong protection and guaranteed growth
you can count on
Ideal ages 30-80
Guaranteed growth - Fixed premiums - Legacy planning

HYBRID
LONG TERM CARE
Coverage that cares for you—no matter what
tomorrow brings
Ideal ages 40-80
Dual protection - Tax-free benefits - Care flexibility

LIFE WITH LTC
AND/OR
CRITICAL ILLNESS
Financial strength when life slows you down
Ideal ages 40-80
Living benefits - Income relief - Health protection

GUARANTEED ANNUITIES
Guaranteed growth on your savings over a set term
Ideal ages 50-80
Guaranteed Interest – Principal Protection – Alternative for CD’s

INDEXED ANNUITIES
Secure your savings, enjoy market-linked growth
without the risk
Ideal ages 45-75
Market Potential - Principal Protection - Steady Growth

INCOME ANNUITIES
Turn your savings into guaranteed income
for life
Ideal ages 55-90
Guaranteed Income - Lifetime Payout - Peace of Mind























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