Protect, manage, and grow them all with one call.
We are an independent Brokerage General Agency in Life Insurance, Long-Term Care, Annuities, and Disability. We work with financial planners, producers, and agencies to provide everything their client needs: management, support, and expertise. We’re there to help, every step of the way.
BGA Insurance proudly represents over 40 top insurance carriers. From risk management to wealth transfer to long-term care, we structure solutions with the best selections to meet your clients’ individual needs.

TERM LIFE
Protect what matters most, exactly when it
matters most
Ideal ages 20-60
Affordable - Simple - Time-based protection.

INDEXED UNIVERSAL LIFE
Grow your future while protecting your family,
power and protection in one plan
Ideal ages 30-70
Market-linked growth - Tax-advantaged cash - Lifelong coverage

UNIVERSAL LIFE
Flexible coverage that moves with your
life’s changes
Ideal ages 35-65
Flexible premiums - Adjustable benefits - Lifelong protection

WHOLE LIFE
Lifelong protection and guaranteed growth
you can count on
Ideal ages 30-80
Guaranteed growth - Fixed premiums - Legacy planning

HYBRID
LONG TERM CARE
Coverage that cares for you—no matter what
tomorrow brings
Ideal ages 40-80
Dual protection - Tax-free benefits - Care flexibility

LIFE WITH LTC
AND/OR
CRITICAL ILLNESS
Financial strength when life slows you down
Ideal ages 40-80
Living benefits - Income relief - Health protection

GUARANTEED ANNUITIES
Guaranteed growth on your savings over a set term
Ideal ages 50-80
Guaranteed Interest – Principal Protection – Alternative for CD’s

INDEXED ANNUITIES
Secure your savings, enjoy market-linked growth
without the risk
Ideal ages 45-75
Market Potential - Principal Protection - Steady Growth

INCOME ANNUITIES
Turn your savings into guaranteed income
for life
Ideal ages 55-90
Guaranteed Income - Lifetime Payout - Peace of Mind












































