Agent Sales & Training
Presentations & Brochures
Software & Tools

Contracting & Licensing

SureLC

Your In-Force Clients

NIC Advisors

Agent Tool Box

Resources

Business Planning

Advanced Life Marketing Concepts-NW
Look-Alike Bullets-BGA
Business Life Cycle Needs-Principal
Business Insurance Solutions Flyer-LFG
Business Owner & Executive Solutions Profile-Principal
Business Owner Approach Brochure-Principal
ESOP Client Broch-Principal
ESOP Planning with Life Insurance-Principal
Executive Benefits-BGA
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Fact Finder Exec Benefits-BGA
Fact Finder-Business Killers Risk Barometer-BGA
Key Person Insur. Broch-Symetra
Life Insur. Strategies for 199A Deduction-PL
Download
Non Qualified Concepts Guide-Principal
Non Qualified Deferred Compensation-ML
Primary Uses for Deferred Compensation-Principal
Non Qualified for Key Execs-Principal
Strategies to Help You Protect Your Business-Life Happens
Strategy Guide-Business Insurance-LFG
Video-Business Insurance Microsite-Brainsharks-Minn Life
Download
Business Owner Challenges-Principal
Download
Buy Sell Agreements-Symetra
Executive Bonus Plan-ML
Executive Bonus Plan-Symetra
Key Person Insurance-Symetra
Split Dollar Broch-Symetra
Taking Care of Business-Life Happens

Buy Sell

Cross Endorsement Buy Sell-JH
Buy Sell Arrangements Client Guide-JH

S Corp (Cash Basis Taxpayer) Stock Redemption Buy Sell

1-S Corp Buy Sell with Step up in Basis-BGA
2-Highlights of the Plan
3-Technical Preface

Buy Sell Flow Chart

Corporation Cross Purchase Buy-Sell Flow Chart
Corporation Cross Purchase Buy-Sell w Trustee Flow Chart
Corporation One Way Buy-Sell Flow Chart
Corporation Optional Stock Redemption Buy-Sell (Wait _ See) Flow Chart
Corporation Stock Redemption Buy-Sell Flow Chart
LLC Cross Purchase Buy-Sell Flow Chart
LLC Cross Purchase Buy-Sell with Trustee Flow Chart
LLC Entity Buy-Sell Flow Chart
S Corp (Cash Basis Taxpayer) Stock Redemption Buy-Sell Flow Chart

Business Valuation-Buy Sell Review

Fact Finder-Business Valuation-NW
Fact Finder-Business Valuation-Buy Sell Review-Principal
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Business Valuation Methods-NW

Business Owned Life Insurance

Business Valuation, Buy Sell Review, 101(j) Rules Creates New Insurance Sales-BGA
Advisor Guide to 101(j) Compliance-BGA_

Estate Planning

Avoiding Probate-AIG
1-Advanced Life Marketing Concepts-NW
Depletion of Estate by Taxes-AIG
Divorce Financial Checklist
Divorce Financial Checklist-Principal
Dynasty Trust-AIG
Estate Liquidity-Life Insurance-AIG
Estate Planning Client Guide-JH
Fact Finder-Estate Planning
Fact Finder-Estate Planning-BGA
Gift Tax Annual Exclusion-AIG
Grantor Retained Annuity Trust (GRAT)-AIG
Irrevocable Life Insurance Trust-AIG
Marital Deduction and QTIP Trust-AIG
Private Annuity-AIG
Private Financing Client Guide-JH
Qualified Personal Residence Trust (QPRT)-AIG
Special Needs Client Guide-JH
Special Needs Trusts-AIG
Wealth Transfer Planning Guide-Client-JH

Split Dollar (Loan Regime)

M66 IUL Private Split $ (2mm 10 Pay)

Products

Long-Term Care (LTC)

LTC Sales Idea-NW
Indemnity vs Reimbursement Comparison-NW
Linked benefit long-term care plans-NW
Linked Benefit LTC-CareMatter II Product Presentation-NW
Download
Linked Benefit LTC-CareMatters Highlights-NW
Long Term Care Rider Presentation-JH
Download
LTC why JH is Popular
LTC _ Wealth Transfer Sales Idea-NW
LTC Hybrid Product Comparison-LFG
LTC_rider_sellers_guide-JH
Wealth Protection - Why Hybird-LFG
LTC-And-Chronic-Illness-Rider-Details-5-14-20
Odds of Needing LTC _ Costs-LFG-JH
Advisor Guide to 101(j) Compliance-BGA_
Asset-Based-LTC-Product-Details-4-2-20
Business Valuation, Buy Sell Review, 101(j) Rules Creates New Insurance Sales-BGA
Corp Owned Life Insur. Email to CPA--BGA
Download

Indexed Universal Life (IUL)

IUL Actual Returns

Actual Returns (6.98_)-2006-2019-Allianz
IUL Actual Returns-2006-2017-NA
IUL Credited Interest Rate History-6-07 to 3-20-LSW
IUL Credited Interest Rate History-11-07 to 12-19-ML

IUL Elevator Pitch

0-IUL with or without ECVR
Download
1-IUL Elevator Pitch (with VFA)
2-IUL Elevator Pitch (with VFA)

IUL Sales Presentations & Scripts

How to Sell IUL Presentation-BGA
How to Sell IUL Script-BGA
IUL Presentation-BGA
IUL Sales Presentation-BGA
Download
Power of Zero Script
Taxation of Retirement Plans Presentation (3 Boxes)-BGA
Download
Taxation of Retirement Plans Script-BGA

IUL vs Various Financial Alternatives

M38

M38 IUL vs VFA (25k Prem)-ECVR
M38 IUL vs VFA (25k Prem)

M44

M44 IUL vs VFA (20k Prem) ECVR

M50

M50 IUL vs VFA (100k Prem) ECVR
M50 IUL vs VFA (100k Prem) LSW
M50 IUL vs VFA (100k Prem)
ALZ VMC 50 1M LPO14 26k CP10Y ISSY15 Quickview
LSW VMC 50 1M LPO14 26k CP10Y ISSY15 Quickview
(S) vmc pref 50 10mill DB ISSY15 Quick View
(S) vmc pref 50 10mill DB Quick View

M55

M55-IUL-vs-VFA-50k-Prem

M60

M60 IUL vs VFA (70k Prem) LTC _ ECVR
M60 IUL vs VFA (150k Prem) ECVR

M65 (Premium Deposit Acct. Liquidity)

M65 Great Place to Put Your Safe Money
M65 IUL vs VFA (200k Prem) ECVR-Income Yr. 4
M65 IUL vs VFA (200k Prem) ECVR-Income Yr. 7
M65 IUL with Premium Deposit Acct. (PDA) Liquidity Summary-ML

IUL Education

3 Reason Why Your IUL Illustration Might Be Misleading-ML
High Fees _ Multipliers What You might Not Know-ML
IUL Credited Interest Rate History-6-Historical Returns-Growth of 10k-AIG Value+ Protector IUL-BGA-5-26-20to 3-20-LSW
Historical Returns-Growth of 10k-AIG Value+ Protector IUL-BGA-5-26-20
Historical Returns-Growth of 10k-JH Protection IUL-BGA-5-20-20
IUL _ Modern Portfolio Theory-LFG
Download
Impact of Performance on IUL Distributions-Symetra
IUL as an Asset Class-BGA-2-19
Download
IUL Illustrative Rates with Multipliers-JH Accum IUL 19 Revised-1-28-20
IUL Illustrative Rates with Multipliers-Pac Life PDX II-5-18-20
IUL Mechanics-NA
IUL Myths _ Realities-Allianz
IUL Probability of Zero Returns Summary-BGA
IUL White Paper-NA
IUL with 0 Returns Comparison-JH
IUL With Distributions-JH
Download
IUL_Sellers_Guide_JH
Symetra Sales University IUL Presentation
Download
LFG Powerpoint-(New IUL_s)-2-15-19
Reduce IUL Crediting Rates by 30_-Symetra vs Competion
Understanding Enhanced Performance Factor (PDX_IUL_2)-PL
Understanding IUL Bonus Multipliers-AIG
Download
Understanding IUL-AIG-Joe Ross
Download
Understanding Volatility Controlled Indexes-LSW
Unleashing The Power Of IUL- AIG-Joe Ross
Download
Video Link AG49 _ High Fee IUL_s Minn Life-2-14-20
Download
Why Nationwide for IUL
Download

Whole Life

M45 Whole Life vs IUL Case Study 11/16/15 (BGA)
Whole Life White Paper 11/16/15 (BGA)
Whole Life Dividend History 1988-2020 (BGA)

Term

Text Link

Variable Universal Life (VUL)

Text Link

Annuity, IRA & Pension Maximization

Pension-IRA Rescue-Life Insurance Valuation-NW
Pension Rescue-BGA
Download
IRA Maximization-Agent-Symetra
Annuity Maximization-Agt.-Symetra
Annuity Maximization-Client-Symetra
IRA Maximizaton-Client-Symetra
Pension Max-AXA
Taxation of Non-Qualified Annuities

Disability Insurance (DI)

DI - What you need to know-Principal
DI Conversation Starters-BGA
DI Product Grid-Tellus
DI-Optional Riders to Consider-Tellus
Multi Life DI--Tellus

Calculators

Calculators

Private: Guaranteed Issue (GI)-Multi Life Cases
Private: Guaranteed Issue (GI)-Multi Life Cases
IRA Rescue
Policy Review
Premium Finance
Life Insurance FAQ (BGA)
Download
Annuity Maximization Client (Symetra)
IRA Maximizaton Client (Symetra)
Annuity, IRA & Pension Maximization
College Funding
Estate Planning
IUL Client Brochures
Life Insurance
LTC
Software Application